LISTEN: Wealth, Don’t Just Hand It Down — Teach Them to Build It Themselves with Ryan Baddock

18 August 2025
An article by  Ben Law - The Financial Bloke

If your kids are going to inherit the farm — or the family fortune — you’d better be sure they know how to manage it.

In this no-fluff, high-value episode, Ben is joined by long-time mate and mortgage strategist Ryan Baddock to explore what it really takes to get the next generation wealth-ready — long before succession.

You’ll discover:

  • Why teaching your kids how to build wealth is more important than just handing it over

  • The key steps young people should take before buying their first investment property

  • How parents can support their kids without enabling them — including the right (and wrong) ways to help with deposits and guarantees

  • What banks really look for when assessing young borrowers — and the hidden landmines that can derail your kids' financial future

  • Why lending rules are not one-size-fits-all — and how a good broker can mean the difference between “no deal” and “you’re in!”


Whether your kids are headed back to the farm or off to forge their own path, this episode is packed with real-world advice on setting them up for wealth, wisdom and independence.

 


This one’s a must-listen for every farming family that wants to break the three-generation curse.

ADVERTISEMENTS

Sign up to our weekly news updates

Connecting with communities across regional and rural Australia.